Work done for others as an occupation or business whose purpose is to result in a &%FinancialTransaction. A fee charged by a government on a product, income, or activity. An activity of using a financial account Two lenders participating in the same loan. An inflationary indicator published by the U.S. Bureau of Labor Statistics to evaluate wholesale price levels in the economy. National Association of Securities Dealers Automated Quotations system. &%MoneyMarket is for borrowing and lending money for three years or less. The securities in a money market can be U.S. government bonds, &%TreasuryBills and commercial paper from banks and companies. A loan to finance the purchase of real estate, usually with specified payment periods and interest rates. Any index which is intended to gauge upward or downward trends in stock prices. A negotiable, coupon-bearing debt obligation issued by the U.S. government and backed by its full faith and credit, having a maturity of more than 7 years. Interest is paid semi-annually. Exempt from state and local taxes. The purchase or sale of an equal number of puts and calls, with the same strike price and expiration dates. Selling all of a company's assets, paying outstanding debts, distributing any remaining money to shareholders, and then ceasing operations. A bond issued with the name of the owner printed on the face of the certificate. It can be transferred to another individual only with the owner's endorsement. Investment term that is applied to a &%Stock that is expected to appreciate in value at a high rate, pay big dividends or split. A subclass of &%AuthorizationOfTransaction where an ATM machine checks the code of the &%BankCard inserted in the machine.") A federally or state chartered &%FinancialOrganization that takes &%Deposits from individuals, funds &%Mortgages, and pays &%dividends. Failure to make required debt payments on a timely basis or to comply with other conditions of an obligation or agreement. A class of attributes which characterize the degree to which accounts can be converted to cash. A company retirement plan, such as a 401(k) or 403(b), in which the employee elects to defer some amount of his/her salary into the plan and bears the investment risk. A financial agreement between two or more parties An account for which a person is liable. An investment instrument, other than an insurance policy or a fixed annuity issued by a corporation, government, or other organization which offers evidence of debt or equity. A card which allows customers to access their funds immediately, electronically. Unlike a credit card, a debit card does not have any float. Immediate or cancel Order is a type of option order which gives the trading crowd one opportunity to take the other side of the trade. After being announced, the order will be either partially or totally filled (with any remaining balance immediately cancelled). An IOC order, which can be considered a type of day order, cannot be used as part of a GTC order since it will be cancelled shortly after being entered. The difference between fill-or-kill (FOK) orders and IOC orders is that a IOC order may be partially executed. An individual or firm which acts as an intermediary between a buyer and seller, usually charging a commisssion. An individual retirement account in which a person can set aside after-tax income up to a specified amount each year. Earnings on the account are tax-free, and tax-free withdrawals may be made at retirement age. The purchase of one option and the simultaneous sale of a related option, such as two options of the same class but different strike prices and/or expiration dates. &%Stock whose shares are attractive because the company is considered to be undervalued, usually because it has a low P/E ratio. An activity when the owner of the the &%Option contract invokes his rights. In the case of a call, the option owner buys the underlying stock. In the case of a put, the option owner sells the underlying stock. A subclass of &%AuthorizationOfTransaction where a customer enters his/her personal identification number. (&%accountSubclassAt ?Type ?Bank) holds if ?Type is a type of &%FinancialAccount offered by the bank. An activity of a fee being charged A tax-free reinvestment of a distribution from a qualified retirement plan into an IRA or other qualified plan within 60 days. Also called IRA rollover. An option on shares of an individual common stock. A long-term loan, often a mortgage, that has one large payment (the balloon payment) due upon maturity. Often done when refinancing or a major cash flow event is anticipated A retirement plan similar to a 401(k) plan which is offered by non-profit organizations, such as universities and some charitable organizations, rather than corporations. A request from a client to a broker to buy (buy order) or sell (sell order) a specified amount of a particular security or commodity at a specific price or at the market price. A loan that must repaid upon the lender's demand A government mortgage that is insured by the Federal Housing Administration (FHA). Exchange of the number of shares of stock outstanding for a larger number. A defined contribution plan offered by a corporation to its employees, which allows employees to set aside tax-deferred income for retirement purposes. The name 401(k) comes from the IRS section describing the program. A collection of buying/selling options whose purpose is to result in an optimal profit for the investor. The class &%FinancialOrganization includes, as subclasses, &%BankOrganization, &%CreditUnion and &%SavingsAndLoan. Extremely speculative, high-risk &%Stock, usually with a price of less than 5 dollars per share. In the U.S., nearly all &%PennyStocks are traded on over-the-counter bulletin boards. &%Stocks that are usually issued in private placements and that have limited transferability. A bond issued by a corporation. Such bonds usually have a par value of $1,000, are taxable, have a term maturity, are paid for out of a sinking fund accumulated for that purpose, and are traded on major exchanges. An order to buy or sell a security at the best price available. The Federal Housing Administration, also known as the FHA. An instrument that signifies an ownership position, or equity, in a &%Corporation, and represents a claim on its proportionate share in the corporation's assets and profits Execute an order or buy or sell a &%Security. Any &%FinancialTransaction which involves &%Stock and which occurs in a &%StockMarket. A &%UnitOfMeasure representing one unit of ownership in a corporation, &%MutualFund, or limited partnership. A legal document that obligates a borrower to repay a loan at a specified &%interestRate during a specified period of time or on demand A monthly report sent to a debtor or bank depositor. A market-value weighted index of all common stocks listed on NASDAQ. A straddle in which a long position is taken in both a put and a call option. Borrowing a security (or commodity futures contract) from a broker and selling it, with the understanding that it must later be bought back (hopefully at a lower price) and returned to the broker. SEC rules allow investors to sell short only on an uptick or a zero-plus tick, to prevent 'pool operators' from driving down a stock price through heavy short-selling, then buying the shares for a large profit. A stock index in which each stock affects the index in proportion to its market value. Examples include NASDAQ Composite Index, S&P 500, Wilshire 5000 Equity Index, Hang Seng Index, and EAFE Index. A class of attributes which describe the degree to which accounts are profitable. Securities representing equity in a Corporation, providing voting rights, and entitling the holder to a share of the company's success through dividends and/or capital appreciation. In the event of liquidation, common stock holders have rights to a company's assets only after bondholders, other debt holders, and &%PreferredStock holders have been satisfied. One-cancels-other order (OCO) is a type of option order which treats two or more option orders as a package, whereby the execution of any one of the orders causes all the orders to be reduced by the same amount. For example, the investor would enter an OCO order if he/she wished to buy 10 May 60 calls or 10 June 60 calls or any combination of the two which when summed equaled 10 contracts. An OCO order may be either a day order or a GTC order An instrument sold by an insurance company designed to provide payments to the holder at specified intervals, usually after retirement. &%Annuities are relatively safe, low-yielding investments. A benchmark against which financial or economic performance is measured, such as the S&P 500 or the Consumer Price Index. n inflationary indicator that measures the change in the cost of a fixed basket of products and services, including housing, electricity, food, and transportation. The CPI is published monthly. An activity of closing a financial account A stock index in which each stock affects the index in proportion to its number of shares outstanding. An account where money is deposited for checking, savings or brokerage use. Bond backed by collateral, such as a mortgage or lien, the title to which would be transferred to the bondholders in the event of default. A non-amortized loan in which interest is due at regular intervals until maturity, when the full principal on the loan is due. An &%InterestBearingAccount in which the interest rate is adjusted periodically, usually based on a standard market rate outside the control of the bank or savings institution, such as the &%primeInterestRate. A Market-on-close order is a type of option order which requires that an order be executed at or near the close of trading on the day the order is entered. A MOC order, which is a type of day order, cannot be used as part of a GTC order A tax-deferred retirement account for an individual that permits individuals to set aside a certain amount per year, with earnings tax-deferred until withdrawals at retirement age(or earlier, with a penalty). Only those who do not participate in a pension plan at work or who do participate and meet certain income guidelines can make deductible contributions to an IRA. All others can make contributions to an IRA on a non-deductible basis. Such contributions qualify as a deduction against income earned in that year and interest accumulates tax-deferred until the funds are withdrawn. A formal offer by a lender making explicit the terms under which it agrees to lend money to a borrower over a certain period of time A bond sold by the U.S. government. Bond issued by a state, city, or local government to finance operations or special projects; interest on it is tax-free. CDs (certificates of deposit) are bank, credit union or savings and loan instruments that allow the depositor to lock in an interest rate for a specific period of time (e.g. six months, one year, five years). If the money is withdrawn from the CD before the CD matures, there is likely to be an early-withdrawal penalty -- often three month's interest. Generally, the longer the time period of the CD, the higher the interest paid. A simpler alternative to a 401(k) plan available only to companies with 25 or fewer employees, which gives employees the opportunity to make contributions to their SEP accounts with pre-tax dollars and reduce their current year's net income. Index of 225 leading stocks traded on the Tokyo Stock Exchange. An account in a bank on which interest is usually paid and from which withdrawals can be made usually only by presentation of a passbook or by written authorization on a prescribed form. The demand that a &%Loan be repaid immediately or at a specified time. &%DefensiveStocks are stocks of food companies, drug manufacturers and utility companies. An option whose underlying interest is an index. Generally, index options are cash-settled. he partial or complete discharge of an obligation by its settlement in the form of the transfer of funds, assets, or services equal to the monetary value of part or all of the debtor's obligation. An activity of depositing a check into a &%FinancialOrganization. Fill-or-kill order is a type of option order which requires that the order be executed completely or not at all. A fill-or-kill order is similar to an all-or-none (AON) order. The difference is that if the order cannot be completely executed (i.e., filled in its entirety) as soon as it is announced in the trading crowd, it is to be 'killed' (i.e., cancelled) immediately. Unlike an AON order, a FOK order cannot be used as part of a GTC order. A bank loan terminating in one year or more. A document having monetary value or recording a monetary transaction &%Transactions which occur through computer networks and which do not require direct management. General term for organizations where stocks are traded, either in formal exchanges or over-the-counter. The replacement of multiple loans with a single loan, often with a lower monthly payment and a longer repayment period. An investment vehicle offered by an insurance company that guarantees a stream of fixed payments over the life of the annuity. The insurer, not the insured, takes the investment risk. A subclass of &%FinancialTransactions where money is transferred within a single &%FinancialOrganization. An option contract that gives the holder the right to sell a certain quantity of an underlying security to the writer of the option, at a specified price (strike price) up to a specified date (expiration date). A class of attributes which describe the degree of risk of a particular investment. An order to a &%Broker to buy a specified quantity of a &%Security at or below a specified price, or to sell it at or above a specified &%limitPrice. An unregistered, negotiable bond on which interest and principal are payable to the holder, regardless of whom it was originally issued to. The coupons are attached to the bond, and each coupon represents a single interest payment. The holder submits a coupon, usually semi-annually, to the issuer or paying agent to receive payment. Coupon bonds are being phased out in favor of registered bonds. Services performed by &%FinancialOrganizations. Paying off an existing loan with the proceeds from a new loan, using the same property as collateral. A financial obligation, debt, claim, or potential loss. A type of &%CreditAccount which uses a &%CreditCard for &%FinancialTransactions. Short-term option contracts. A debt instrument issued for a period of more than one year with the purpose of raising capital by borrowing. The Federal government, states, cities, corporations, and many other types of institutions sell bonds. A bond is generally a promise to repay the principal along with interest on a specified &%maturityDate. A fund that a customer has entrusted to a securities brokerage. The instrument, such as a deed, that constitutes evidence of a legal right of possession or control. The process of dividing investments among different kinds of assets, such as &%Stocks, &%Bonds, &%RealEstate and cash, to optimize the risk/reward tradeoff based on an individual's or institution's specific situation and goals. A loan in which payments change in response to changes in an index such as the Consumer Price Index. An option that can be exercised at any time prior to its expiration date Good-'til-cancelled (GTC) order is a type of limit order that remains in effect until it is either executed (filled) or cancelled, as opposed to a day order, which expires if not executed by the end of the trading day. A GTC option order is an order which if not executed will be automatically cancelled at the option's expiration A &%CreditCard or a &%DebitCard issued by a &%FinancialOrganization. FinancialAccounts that have a fixed or adjustable interest rate. A stock market transaction where the price of the &%Security exchanged is lower than it was for the preceding transaction involving the same security. An arrangement in which a lender gives money or property to a borrower, and the borrower agrees to return the property or repay the money, usually along with interest, at some future point(s) in time. A stock market transaction where the price of the &%Security exchanged is higher than it was for the preceding transaction involving the same security. An option is a contract to buy or sell 100 shares of a stock at a fixed price (the strike price) on or before a fixed date. A bond issued by an insurance company to guarantee satisfactory completion of a project by a contractor. All-or-none order (AON) is a type of option order which requires that the order be executed completely or not at all. An AON order may be either a day order or a GTC order. A stock index in which each stock affects the index in proportion to its price per share. An Activity of money being transferred into a customer's account at a financial institution. An investment vehicle offered by an insurance company that does not guarantee a payment amount but does have the potential for greater returns than a &%FixedAnnuity. A written acknowledgment that a specified article, sum of money, or shipment of merchandise has been received. A subclass of &%FinancialTransactions where money is transferred between two different &%FinancialOrganizations. A loan whose principal is due in total with a single payment at maturity. A bank loan to a broker for the purchase of securities pending delivery through clearing later the same day. Any card that may be used repeatedly to borrow money or buy products and services on credit. Issued by banks, savings and loans, retail stores, and other businesses. Prepayment is the payment of all or part of a debt prior to its due date. A bond whose cash flow is inflation-adjusted, by being linked to the purchasing power of a particular currency. An organization, chartered by a state or federal government, which does most or all of the following: receives &%Deposits, honors &%FinancialInstruments drawn on them, and pays interest on them; discounts &%Notes, makes &%Loans, and invests in &%SecuredLoans; collects &%Checks, &%Drafts and &%Notes, certifies depositor's checks; and issues drafts and Cashier's checks. An activity of paying the amount specified on the check from funds on deposit. A bond which the issuer has the right to redeem prior to its maturity date, under certain conditions. An option in which the underlier is the common stock of a corporation, giving the holder the right to buy or sell its stock, at a specified price, by a specific date. An activity of paying by a check. An arrangement in which an employer shares its profits with its employees. The compensation can be stocks, bonds or cash, and can be immediate or deferred until retirement. An Automatic Teller Machine, i.e. a banking terminal that accepts deposits and dispenses cash. ATMs are activated by inserting a debit or credit card that contains the user's account number on a magnetic stripe. The ATM calls up the bank's computers to verify the balance, dispenses the cash and then transmits a completed transaction notice. Credit unions are non-profit, member-owned, financial cooperatives. They are operated entirely by and for their members. When money is deposited in a credit union, the depositor becomes a member of the union because the deposit is considered partial ownership in the credit union. Many large organizations have established credit unions for their employees. A put or call option by itself, as opposed to multiple options as used in a spread or straddle. Any index which is intended to gauge upward or downward trends in commodity prices. A &%FinancialInstrument drawn against deposited funds, to pay a specified amount of money to a specific person upon demand. Calls and puts with an expiration as long as thirty-nine months. Currently, equity LEAPS have two series at any time with a January expiration. For example, in October 2000, LEAPS are available with expirations of January 2002 and January 2003. &%Stock with a solid and stable earnings record from a company that is a major player in a specific industry. This is the class of accounts held by corporations. This class is disjoint with &%PersonalAccounts. Money lent to brokers by banks, for financing the underwriting of new issues and customer margin accounts, and for other purposes. A Market-not-held order is a type of market order which allows the investor to give discretion to the floor broker regarding the price and/or time at which a trade is executed. A check issued to an employee in payment of salary or wages. A not-held order is a type of order which releases normal obligations implied by the other terms of the order. For example, a limit order designated as "not-held" allows discretion to the floor trader in filling the order when the market trades at the limit price of the order. In this case, there is no obligation to provide the customer with an execution if the market trades through the limit price on the order. A bank account against which the depositor can draw checks A distribution from a qualified pension plan that is remitted directly to the trustee, custodian or issuer of the receiving IRA and is reported to the IRS as a rollover. This can be done only once per year, per account. The class of &%Attributes indicating whether or under what conditions a &%BankCard may be used. Land, including all the natural resources and permanent buildings on it. An &%InterestBearingAccount in which the interest rate does not change during the entire term of the loan. These are bonds generally bought through a government agency that deals in the real estate market. They are bonds issued by mortgage lenders. A qualified retirement plan set up by a corporation, labor union, government, or other organization for its employees. Examples include profit-sharing plans, stock bonus and employee stock ownership plans, thrift plans, target benefit plans, money purchase plans, and defined benefit plans. An open-ended fund operated by an investment company which raises money from shareholders and invests in a group of assets, in accordance with a stated set of objectives. Benefits include diversification and professional money management. Shares are issued and redeemed on demand, based on the fund's net asset value which is determined at the end of each trading session This is the class of personal accounts, as opposed to &%CorporateAccounts. Credit extended by a business to a customer. A fee charged as a penalty. An account owned by two or more people, usually sharing a household and expenses. Each co-owner has equal access to the account. Most types of accounts, whether it's basic checking, savings or money market, allow for joint use An option contract that gives the holder the right to buy a certain quantity (usually 100 shares) of an underlying security from the writer of the option, at a specified price (the strike price) up to a specified date (the expiration date). An option that can be exercised only during a specified period of time just prior to its expiration. A mortgage that is not insured or guaranteed by the government. Accounts that pay interest, usually at below-market interest rates, that do not have a specific maturity, and that usually can be withdrawn upon demand A market order to buy or sell a certain quantity of a certain security if a specified price (the stopPrice) is reached or passed. A negotiable debt obligation issued by the U.S. government and backed by its full faith and credit, having a maturity of one year or less. Exempt from state and local taxes A type of option order which instructs the broker to cancel any unfilled portion of the order at the close of trading on the day the order is first entered. A complex option strategy that involves selling two calls and buying two calls on the same or different markets, with several maturity dates. One of the options has a higher exercise price and the other has a lower exercise price than the other two options. The payoff diagram resembles the shape of a butterfly. An activity of opening a financial account An activity of commiting money or capital in order to gain a financial return. A short-term loan which is continually renewed rather than repaid. An activity of money being transferred from a customer's account at a financial institution. Short-term financing which is expected to be paid back relatively quickly, such as by a subsequent longer-term loan. An activity which approves or disapproves a transaction. A bond where no periodic coupon is paid over the life of the contract. Instead, both the principal and the interest are paid at the maturity date. A high-risk, non-investment-grade bond with a low credit rating, usually BB or lower; as a consequence, it usually has a high yield. The highest rating is usually AAA-Rating, and the lowest is D-Rating. A call option is out of the money if the stock price is below its strike price. A put option is out of the money if the stock price is above its strike price. (&%limitPrice ?Order ?Money) means that ?Money is the limit price for the limit order ?Order. If ?Order is a buy order, then ?Money specifies the maximum price to be paid. If ?Order is a sell order, then ?Money specifies the minimum price to be paid. (&%income ?Agent ?Money ?Period) means that ?Money is the amount of money or its equivalent received during a period of time in exchange for labor or services, from the sale of goods or property, or as profit from financial investments The date on which the principal amount of the account becomes due and payable. (&%afterTaxIncome ?Agent ?Money ?Action) means that ?Money is the income of ?Agent for performing ?Action after taxes have been subtracted. A measure of the quality and safety of a bond, based on the issuer's financial condition. More specifically, an evaluation from a rating service indicates the likelihood that a debt issuer will be able to meet scheduled interest and principal repayments. Typically, AAA is highest (best), and D is lowest (worst). The smallest amount which can be paid on a revolving charge account to avoid a penalty. Legal date an agreement or document goes into force. (&%confirmationNumber ?String ?Transaction) means that the &%SymbolicString ?String uniquely identifies the &%FinancialTransaction ?Transaction. A unique symbol assigned to a security. NYSE and AMEX listed stocks have symbols of three characters or less. NASDAQ-listed securities have four or five characters. Income whose taxes can be postponed until a later date. Examples include money invested in an IRA, 401(k), Keogh Plan, annuity, Savings Bond and Employee Stock Ownership Plan. (&%dayPhone ?Phone ?Agent) means that ?Phone is a phone number corresponding to a location where ?Agent can be reached during the day. (&%optionHolder ?Option ?Agent) means that ?Agent is the holder of the option. The part of the purchase price paid in cash up front, reducing the amount of the loan or mortgage (&%availableCash ?Account ?Day ?Cash) holds if ?Cash is the cash amount available for withdrawal from the &%FinancialAccount ?Account. (&%emailAddress ?Address ?Agent) means that ?Address is an electronic address where ?Agent can be reached. (&%originalBalance ?ACCOUNT ?BALANCE) means that ?BALANCE is the balance of the account at the time the account is opened. (&%issuedBy ?Instrument ?Agent) means that a &%FinancialInstrument ?Instrument is produced and offered by ?Agent. (&%currentInterestRate ?Account ?Day ?Rate) means that ?Rate is the interest rate of the Account on a specific day ?Day. (&%closingPrice ?Stock ?Amount ?Day) means that the closing price of the &%Stock ?Stock on the &%Day ?Day was ?Amount. (&%amountCharged ?Fee ?Amount) means that ?Amount is the amount of the fee charged. Relates a &%FinancialAccount to the yield level (i.e. the type of profit) which can be expected from the account. (&%statementPeriod ?Statement ?Period) means that ?Period is the time period covered by the &%BankStatement ?Statement. A predicate that relates an &%Agent to any item of economic value owned by the &%Agent. Examples of financial assets are cash, securities, accounts receivable, inventory, office equipment, a house, a car, and other property. The accumulated coupon interest, paid to the seller of a bond by the buyer unless the bond is in default. (&%customerRepresentative ?PERSON1 ?PERSON2 ?ORG) means that ?PERSON1 acts as a representative of &%Organization ?ORG in a &%SocialInteraction involving ?PERSON2. (&%cardCode ?Code ?Card) means that ?Code is the the account number of the &%BankCard ?Card. (&%amountDue ?ACCOUNT ?AMOUNT ?DATE) means ?DATE is the date on which the amount of Money ?AMOUNT of a particular ?ACCOUNT is due and payable Relates an instance of &%Investing to the level of risk associated with the investment. (&%optionSeller ?Option ?Agent) means that ?Agent is the writer of the option. (&%periodicPayment ?Account ?Amount ?Period) holds if ?Amount is the amount that must be made from the &%FinancialAccount ?Account after every period of duration ?Period. (&%fixedInterestRate ?Account ?Rate) holds if ?Rate is the interest rate that does not change during the entire term of the account. A taxable payment declared by a company's board of directors and given to its &%shareHolders out of the company's current or retained earnings. A dividend is usually given as cash, but it can also take the form of &%Stock or other property. (&%dividend ?Stock ?Amount ?Time) means that ?Amount is the amount of the dividend payed on the &%Stock ?Stock over the time frame ?Time. A very general relation that exists whenever there is a &%CommercialService between an &%Agent and an &%Organization such that the &%Organization is the &%agent of the &%CommercialService and the &%Agent is the &%destination of the &%CommercialService. (&%transactionRequest ?Transaction ?Instument) means that the &%FinancialInstrument ?Instrument is a request in the &%FinancialTransaction ?Transaction. (&%marketvalueAmount ?Account ?Day ?Amount) holds if ?Amount is the market value amount of the &%FinancialAccount ?Account on the &%Day ?Day. The specified price on an option contract at which the contract may be exercised, whereby a call option buyer can buy the underlier or a put option buyer can sell the underlier. (&%transactionResponse ?Transaction ?Instument) means that the &%FinancialInstrument ?Instrument is a response to the &%FinancialTransaction ?Transaction. (&%creditsPerPeriod ?Account ?Amount ?Period) holds if ?Amount is the amount credited to the &%FinancialAccount ?Account during the time period ?Period. (&%underlier ?Option ?Instrument) means that ?Instrument is a security which is subject to delivery upon exercise of ?Option. (&%statementAccount ?Statement ?Account) means that ?Account is the account corresponding to the &%BankStatement ?Statement. (&%accountNumber ?String ?Account) means that ?String is the unique identifier for the &%FinancialAccount ?Account. The amount by which withdrawals exceed deposits. (&%dailyLimit ?Account ?TransactionType ?Amount) means that ?Amount is the daily limit of the ?Account for the type of &%FinancialTransactions ?TransactionType. Total price of an option. (&%loanFeeAmount ?Loan ?Amount) means that ?Amount is the fee charged on the Loan ?Loan. (bidPrice ?Obj ?Money ?Agent) means that ?Agent offers to buy ?Obj for the amount of ?Money. (&%incomeEarned ?Agent ?Money ?Action) means that ?Agent earned the amount of money ?Money from performing ?Action. Note that &%incomeEarned denotes that amount of money made before taxes are deducted. (&%creditLimit ?ACCOUNT ?AMNT) holds if ?AMNT is the maximum amount of credit that a bank or other lender will extend to a customer. (&%pin ?PIN ?Card) means that ?PIN is a personal identification number linked to the ?Card. (&%orderFor ?Order ?Transaction ?Security) means that the content of ?Order is to realize an instance of ?Transaction where ?Security is the patient of ?Transaction. The positive gain from an investment or business operation after subtracting for all expenses. (&%transactionAmount ?Transaction ?Amount) means that ?Amount is an instance of &%CurrencyMeasure being exhanged in a &%FinancialTransaction ?Transaction. Total assets minus total liabilities of an individual or company. (&%minimumBalance ?Account ?ActivityType ?Amount) means that ?Amount is the minimum amount required by the type of &%FinancialTransaction ?ActivityType. (&%loanForPurchase ?ACCOUNT ?PRODUCT) means that ?ACCOUNT is a loan to finance the purchase of ?PRODUCT. Date, prior to maturity, on which a callable bond may be redeemed. (&%dateOfStatement ?Statement ?Date) holds if ?Date is the date when the &%BankStatement ?Statement was issued. (&%checkAccount ?Check ?Account) means that ?Account is the &%FinancialAccount from which the amount specifed on the check is paid. (&%compoundInterest ?Account ?Amount ?Time) means that ?Amount is the interest which is calculated not only on the initial principal but also the accumulated interest of prior periods. Compound interest can be calculated annually, semi-annually, quartely, monthly, or daily. (&%interestEarned ?Account ?Interest ?Period) means that ?Interest is the amount earned on the &%FinancialAccount ?Account, for the duration ?Period. (&%currentAccountBalance ?Account ?Date ?Amount) means that ?Amount is the balance of the FinancialAccount ?Account as of the date ?Date. A term that describes an option with a strike price that is equal to the current market price of the underlying stock. A minimum amount that a lender is willing to loan (&%price ?Obj ?Money ?Agent) means that ?Agent pays the amount of money ?Money for ?Obj. A call option is in the money if the stock price is above the strike price. A put option is in the money if the stock price is below the strike price. Degree to which accounts can be easily converted to cash. (&%marginBalanceAmount ?Account ?Day ?Amount) holds if ?Amount is the margin balance amount of the &%FinancialAccount ?Account on the &%Day ?Day. An individual's contribution to his/her own retirement plan, often tax-deferred. A charge to the customer levied by a &%FinancialOrganization for a &%FinancialTransaction, such as &%OpeningAnAccount or &%UsingAnAccount. (&%debitsPerPeriod ?Account ?Amount ?Period) holds if ?Amount is the amount debited to the &%FinancialAccount ?Account during the time period ?Period. Note that debits to a &%FinancialAccount cover any negative flow from the account, e.g. payments, purchases, etc. The nominal dollar amount assigned to a security by the issuer. For an equity security, par is usually a very small amount that bears no relationship to its market price, except for preferred stock, in which case par is used to calculate dividend payments. For a debt security, par is the amount repaid to the investor when the bond matures (usually, corporate bonds have a par value of $1000, municipal bonds $5000, and federal bonds $10,000). (&%eveningPhone ?Phone ?Agent) means that ?Phone is a phone number corresponding to a location where ?Agent can be reached during the evening. (insured ?Contract ?Org) means that ?Contract is insured by the ?Organization. (&%shortBalanceAmount ?Account ?Day ?Amount) holds if ?Amount is the short balance amount of the &%FinancialAccount ?Account on the &%Day ?Day. (&%stockHolder ?Stock ?Agent) means that ?Agent possesses the &%Stock ?Stock. (&%availableBalance ?Account ?Day ?Amount) means that ?Amount is the balance which is available for withdrawal from the &%FinancialAccount ?Account on the &%Day ?Day. The maximum amount of money the Agent can lose in this sort of investment. (&%checkNumber ?String ?Check) means that ?String is the unique identifier for the &%Check ?Check. The interest rate that commercial banks charge their most creditworthy borrowers, such as large corporations. The prime rate is a lagging indicator. (&%statementInterest ?Statement ?Amount) holds if ?Amount is the amount of interest shown on the &%BankStatement ?Statement. (askPrice ?Obj ?Money ?Agent) means that ?Agent offers to sell ?Obj for the amount of ?Money. (&%lender ?Loan ?Agent) means that ?Agent is a private, public or institutional entity that put up the funds for the ?Loan. (&%couponInterest ?BOND ?INTEREST) means that ?INTEREST is the periodic interest payment made to bondholders during the life of the ?BOND. (&%cardAccount ?Card ?Account) means that ?Account is the &%FinancialAccount linked to a BankCard ?Card. (&%agreementPeriod ?Agreement ?Period) holds if ?Period specifies a Time interval during which ?Agreement is in force. (&%stockOf ?Stock ?Corporation) means that ?Stock is issued by the &%Corporation ?Corporation. (&%signedBy ?Instrument ?Agent) means that ?Instrument has been signed by ?Agent. (&%financialAccount ?ACCOUNT ?ORG) means that ?ACCOUNT is a financial account opened at the &%FinancialOrganization ?ORG. Assets pledged by a borrower to secure a loan or other credit, and subject to seizure in the event of &%FinancialDefault. (&%borrower ?Loan ?Agent) means that ?Agent is a borrower of the ?Loan (&%principalAmount ?ACCOUNT ?BALANCE) means that ?BALANCE is the amount originally borrowed (excluding interest). (&%accountHolder ?Account ?Agent) means that ?Agent is the account holder of the &%FinancialAccount ?Account. (&%simpleInterest ?Account ?Amount ?Time) means that ?Amount is the interest calculated on a principal sum, not compounded on earned interest, for the duration ?Time. (&%agreementMember ?Agreement ?Agent) means that ?Agent is one of the participants of the &%Contract ?Agreement. An &%Attribute of &%FinancialAccounts which cannot be easily converted to cash. An &%Attribute of &%FinancialAccounts which can be easily converted to cash. A mid-range rating given by bond rating agencies. The lowest rating given by bond rating agencies. The &%Attribute indicating that a &%BankCard is valid, i.e. can be used to purchase goods and services. The highest rating given by bond rating agencies. An &%Attribute that characterizes accounts that are not very profitable. An &%Attribute that characterizes accounts that are very profitable. An &%Attribute that characterizes investments which are not likely to lose their principal. An &%Attribute that characterizes investments which are likely to lose their principal. The &%Attribute indicating that a &%BankCard is expired, i.e. cannot be used to purchase goods and services. A mid-range rating given by bond rating agencies.